Compare projects: Return monitoring

I would like to share my methods for measuring return from different investments. Previous post on the same topic was oriented on p2p lending. Today I like to simplyfy explanation using examples from crypto.

Disclaimer: that is not an investment advise. All mentioned numbers are used only for an illustration. Do your own research and never invest into new initiatives more than you can afford to lose.

Lets start from something simple. Staking  and masternodes are new hot topic. Last month I got interests in 4 new projects. I have tried to evaluate Team, Community, Plans, Idea, Initial setup, Price movements, hidden rumours and players. When I do full analysis, I wish to understand profitability of possible investment, too.

Continue reading Compare projects: Return monitoring


Return Tracking: BTCJAM & Tied vs BTC Loans

I had intention to write a fast and easy post about the result of my investments at BTCJAM. I count result of my investments there since  day of first deposit March 14, 2015. Post was planned to come in 20-30 minutes. But… I got surprise!  Continue reading Return Tracking: BTCJAM & Tied vs BTC Loans


Investment in P2P lending: Omaraha

Omaraha (  is relatively small, but efficient p2p investment platform from Estonia. Omaraha operates in Estonia and Slovakia. Investment currency – Euro. Investor must be 21 years of age and be permanent resident in Estonia or in any other European Union country.

Omaraha isn’t huge in number of stuff, but I never had any problems with support, both by email or forum. I have never seen any announcement about Omaraha plans to become “Nr 1” or talks about becoming “pan-European” or “pan-world” investment platform. Instead of that Omaraha provide fast and stable interface to invest and monitor results. Continue reading Investment in P2P lending: Omaraha


Return tracking: Bondora

In previous article (Tracking result of investments) I have described general idea how is possible to calculate and monitor return on investments. Now I  like to show how I do it for p2p lending at Bondora ( Bondora is incredible slow  several last days, that gives me time to write this post.

I took initial idea of measurement from old Bondora forum at very beginning of my investments. At that time forum was quite interactive and even CEO of Bondora was actively participating in discussions. First question when I read about that measurement was “Why? Why do I need that 🙂 Bondora show me my ROI”. But after 16 month of investments I understand that not all is so simple. Continue reading Return tracking: Bondora


Tracking result of investments

Any investment platform can avoid discussion about return on investments.  There are several reasons why it is so.

Bad or not, but different investment platform uses different methods to calculate Return On Investments.  Usually such methods are described and public, but users of every platform are claiming that data provided by platform are incorrect, ‘too optimistic’, ‘do not take into account defaults and overdue’, ‘platform hide some bad data’, etc. It is true to some extend, that platforms are not interested to start their presentations with pessimistic scenarios, therefore users should think themselves how to get real indicator of return. Continue reading Tracking result of investments